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| SMJ provides an attractive Commission Structure for the agents
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| SMJ provides all the necessary Systems related to the business operation
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| SMJ also provides adequate training to the agent and staffs
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| SMJ provides free currency pickup service
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| Products & Services Support
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| Competitive Exchange Rates
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| Sufficient Supply of Currency
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| Strong associations with banking institutions
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| Leverage on joint marketing with SMJ to guarantee market share and sustainability
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