SMJ Teratai - Money Changer Johor Bahru (JB), Malaysia Money Exchange | Currency Exchange Rate | Money Remittance

Mobile :: Masthead :: Security & Fraud Awareness

Innovative
PayTech Solutions

Think
Beyond Payment

Digitalize
Future Finance


Mobile Wallet		Currency Exchange


International Remittance		Store Location


Corporate Remittance		Become SMJ Agent


Mobile Kiosk		Merchant Partnership

Easy

Secure

Fast

Mobile Wallet On The Go

Feature-rich. All In One.

Money Transfer

Exchange

ePayment

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Download eWANG On

Available on the
App Store

Available on the
Google Play

Get it on Huawei AppGallery Johor Bahru (JB) | Money Changer Johor Bahru (JB) | Currency Exchange Johor Bahru (JB) | Corporate Remittance Johor Bahru (JB)

Explore it on
App Gallery

3 Simple Steps to Send Money Online

1	2	3

Download eWANG from Google Store and Apps Store	Top up your eWallet via FPX or at SMJ Counter or Remittance Agent	Instant Remit Via Mobile

Welcome to SMJ

Worldwide Money Transfer Made Easy For You

SMJ is among the few CLASS “A & D” MSB License providing remittance and currency exchange services to GLC, Multinationals, SMEs (B2B) and migrant workers in Malaysia. We are a part of the Teratai Group which have been involved in the money services business for more than 30 Years. We offer remittance services to more than 80 countries worldwide. Over the years, we have set new industry standards by delivering excellent services and offering best prices to our customers.

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Industry Leading Brands

With more than 30 years of experience, we have established SMJ as recognized & preferable brand in remittance & money changing industry.

Global Network Connection

We maintain a fruitful relationship & goodwill with our Global Banking Partners, to manage your money transactions in a quick & timely manner always.

World-Class Quality Services

We always keep our promises by delivering excellent services, offering best rates & providing digital payment solutions to our valued customers.




Become Our Agent		Sign up As Merchant Partner
Join Us Now		Sign Up Now

Why Clients Love Us

Good service and big exchange rate plus the very kind staff..

Maxell Cantonjos Cortez

SMJ.. sukses selalu bisa kah? setiap hari update status penukaran Ringgit ke rupiah.. terimakasih

Rohmat Setia Apriloois

Remittances and currency exchanges are convenient.

Andy Kang

Best rates and hassle free transfer

Kelvin Koay

I've been using SMJ kuching for more than a year now. At the moment they are the best in term of exchange rate n their staff. Keep it up guys

Mohammed Ariffin Adenan

Service bagus....
Pengiriman wang cepat.
Dalam waktu 30 minit boleh sampai dah

Agus Maulana

We Value Our Partners

Money Transfer Mandiri Syariah | Online Transfer Mandiri Syariah | Send Money to Mandiri Syariah | Fund Transfer Mandiri Syariah

Asia Pacific Enterprise Awards (APEA) 2023 Johor Bahru (JB) | Money Changer Johor Bahru (JB) | Currency Exchange Johor Bahru (JB) | Corporate Remittance Johor Bahru (JB)

Asia Pacific Enterprise Awards (APEA) 2023, Malaysia - Corporate Excellence Award Category under Financial Services Industry

Winner of Golden Eagle Awards - Excellent Eagles 2022

Gold Partner Award of the Greenback Project 2.0 Johor Bahru (JB) | Money Changer Johor Bahru (JB) | Currency Exchange Johor Bahru (JB) | Corporate Remittance Johor Bahru (JB)

Gold Partner Award of the Greenback Project 2.0 by the World Bank & Central Bank of Malaysia | 2016

Sin Chew Business Service Excellence Award Johor Bahru (JB) | Money Changer Johor Bahru (JB) | Currency Exchange Johor Bahru (JB) | Corporate Remittance Johor Bahru (JB)

Sin Chew Business Service Excellence Award endorsed by the Ministry of Finance | 2017

Star Among Stars Award 2017 Johor Bahru (JB) | Money Changer Johor Bahru (JB) | Currency Exchange Johor Bahru (JB) | Corporate Remittance Johor Bahru (JB)

Star Among Stars Award 2017 by Malaysian International Chamber of Commerce & Industry (MICCI) | 2017

Most Outstanding Supporter Award Johor Bahru (JB) | Money Changer Johor Bahru (JB) | Currency Exchange Johor Bahru (JB) | Corporate Remittance Johor Bahru (JB)

Most Outstanding Supporter Award, Best Sidekick Award and Awesome Team Award of the Greenback Project 2.0 by the World Bank & Central Bank of Malaysia | 2019