Copyright © 2023 by SMJ. All Rights Reserved.
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Mobile Wallet On The Go

Mobile Wallet Johor Bahru (JB) | Money Changer Johor  Bahru (JB) | Money Exchange Johor Bahru (JB) | Corporate Remittance Johor Bahru (JB)
 
Feature-rich. All In One.
Money Transfer
 
Exchange
 
ePayment
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Available on the Apps Store Johor Bahru (JB) | Money Changer Johor  Bahru (JB) | Money Exchange Johor Bahru (JB) | Corporate Remittance Johor Bahru (JB)   Available on the
App Store
 
Get it on Google Play Johor Bahru (JB) | Money Changer Johor  Bahru (JB) | Money Exchange Johor Bahru (JB) | Corporate Remittance Johor Bahru (JB)   Available on the
Google Play
 
Get it on Huawei AppGallery Johor Bahru (JB) | Money Changer Johor  Bahru (JB) | Money Exchange Johor Bahru (JB) | Corporate Remittance Johor Bahru (JB)   Explore it on
App Gallery
 

3 Simple Steps to Send Money Online

 
Download eWANG Johor Bahru (JB) | Money Changer Johor  Bahru (JB) | Money Exchange Johor Bahru (JB) | Corporate Remittance Johor Bahru (JB)
1
  Top Up eWallet Johor Bahru (JB) | Money Changer Johor  Bahru (JB) | Money Exchange Johor Bahru (JB) | Corporate Remittance Johor Bahru (JB)
2
  Instant Remit Via Mobile Johor Bahru (JB) | Money Changer Johor  Bahru (JB) | Money Exchange Johor Bahru (JB) | Corporate Remittance Johor Bahru (JB)
3
 
Download eWANG from Google Store and Apps Store   Top Up Your eWallet At SMJ Counter or Remittance Agent   Instant Remit Via Mobile
 

Welcome to SMJ

Worldwide Money Transfer Made Easy For You
 
SMJ is among the few CLASS “A & D” MSB License providing remittance and money changing services to GLC, Multinationals, SMEs (B2B) and foreign workers in Malaysia. We are a part of the Teratai Group which have been involved in the money services business for more than 30 Years. We offer remittance services to more than 80 countries worldwide. Over the years, we have set new industry standards by delivering excellent services and offering best prices to our customers.
 
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01
Industry Leading Brands Johor Bahru (JB) | Money Changer Johor  Bahru (JB) | Money Exchange Johor Bahru (JB) | Corporate Remittance Johor Bahru (JB)

Industry Leading Brands

With more than 30 years of experience, we have established SMJ as recognized & preferable brand in remittance & money changing industry.
 
 
 
 
02
Global Network Connection Johor Bahru (JB) | Money Changer Johor  Bahru (JB) | Money Exchange Johor Bahru (JB) | Corporate Remittance Johor Bahru (JB)

Global Network Connection

We maintain a fruitful relationship & goodwill with our Global Banking Partners, to manage your money transactions in a quick & timely manner always.
 
 
 
 
03
World-Class Quality Services Johor Bahru (JB) | Money Changer Johor  Bahru (JB) | Money Exchange Johor Bahru (JB) | Corporate Remittance Johor Bahru (JB)

World-Class Quality Services

We always keep our promises by delivering excellent services, offering best rates & providing digital payment solutions to our valued customers.
 
 
 
 
Join Us Now Johor Bahru (JB) | Money Changer Johor  Bahru (JB) | Money Exchange Johor Bahru (JB) | Corporate Remittance Johor Bahru (JB)   Sign up As Merchant Partner Johor Bahru (JB) | Money Changer Johor  Bahru (JB) | Money Exchange Johor Bahru (JB) | Corporate Remittance Johor Bahru (JB)
 

Become Our Agent

 

Sign up As Merchant Partner

Join Us Now   Sign Up Now
 
 
 

Why Clients Love Us

 

Good service and big exchange rate plus the very kind staff..

Maxell Cantonjos Cortez
 
 
 

SMJ.. sukses selalu bisa kah? setiap hari update status penukaran Ringgit ke rupiah.. terimakasih

Rohmat Setia Apriloois
 
 
 
Andy Kang

Remittances and currency exchanges are convenient.

Andy Kang
 
 
 
Kelvin Koay

Best rates and hassle free transfer

Kelvin Koay
 
 
 
Mohammed Ariffin Adenan

I've been using SMJ kuching for more than a year now. At the moment they are the best in term of exchange rate n their staff. Keep it up guys

Mohammed Ariffin Adenan
 
 
 
Agus Maulana

Service bagus....
Pengiriman wang cepat.
Dalam waktu 30 minit boleh sampai dah

Agus Maulana
 
 
 

We Value Our Partners

 
Money Transfer Sacombank-SBR | Online Transfer Sacombank-SBR | Send Money to Sacombank-SBR | Fund Transfer Sacombank-SBR
Money Transfer BRAC Bank | Online Transfer BRAC Bank | Send Money to BRAC Bank | Fund Transfer BRAC Bank
Money Transfer Bank BRI | Online Transfer Bank BRI | Send Money to Bank BRI | Fund Transfer Bank BRI
Money Transfer Mandiri Syariah | Online Transfer Mandiri Syariah | Send Money to Mandiri Syariah | Fund Transfer Mandiri Syariah
Money Transfer City Express | Online Transfer City Express | Send Money to City Express | Fund Transfer City Express
Money Transfer LBC | Online Transfer LBC | Send Money to LBC | Fund Transfer LBC
Money Transfer Money Gram | Online Transfer Money Gram | Send Money to Money Gram | Fund Transfer Money Gram
 
 
Asia Pacific Enterprise Awards (APEA) 2023 Johor Bahru (JB) | Money Changer Johor  Bahru (JB) | Money Exchange Johor Bahru (JB) | Corporate Remittance Johor Bahru (JB)
 
Asia Pacific Enterprise Awards (APEA) 2023, Malaysia - Corporate Excellence Award Category under Financial Services Industry
 
 
Winner of Golden Eagle Awards - Excellent Eagles 2022 2.0 Johor Bahru (JB) | Money Changer Johor  Bahru (JB) | Money Exchange Johor Bahru (JB) | Corporate Remittance Johor Bahru (JB)
 
Winner of Golden Eagle Awards - Excellent Eagles 2022
 
 
Gold Partner Award of the Greenback Project 2.0 Johor Bahru (JB) | Money Changer Johor  Bahru (JB) | Money Exchange Johor Bahru (JB) | Corporate Remittance Johor Bahru (JB)
 
Gold Partner Award of the Greenback Project 2.0 by the World Bank & Central Bank of Malaysia | 2016
 
 
Sin Chew Business Service Excellence Award Johor Bahru (JB) | Money Changer Johor  Bahru (JB) | Money Exchange Johor Bahru (JB) | Corporate Remittance Johor Bahru (JB)
 
Sin Chew Business Service Excellence Award endorsed by the Ministry of Finance | 2017
 
 
Star Among Stars Award 2017 Johor Bahru (JB) | Money Changer Johor  Bahru (JB) | Money Exchange Johor Bahru (JB) | Corporate Remittance Johor Bahru (JB)
 
Star Among Stars Award 2017 by Malaysian International Chamber of Commerce & Industry (MICCI) | 2017
 
 
Most Outstanding Supporter Award Johor Bahru (JB) | Money Changer Johor  Bahru (JB) | Money Exchange Johor Bahru (JB) | Corporate Remittance Johor Bahru (JB)
 
Most Outstanding Supporter Award, Best Sidekick Award and Awesome Team Award of the Greenback Project 2.0 by the World Bank & Central Bank of Malaysia | 2019
 
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SMJ Teratai Sdn. Bhd. (720053-V)
License No: 00408
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