About Us

SMJ Teratai is part of the Teratai Group of Companies with a paid up capital of more than RM12 million and is one of the 9 companies in Malaysia carrying the CLASS “A & D” MSB license to carry out money remittance services in accordance to the Exchange Control Act 1953.

Advanced FINTECH technology innovation, value added services and innovative business channels has made SMJ one of the remittance operator of choice amongst immigrants, foreign workers and expatriates in Malaysia. SMJ has extended its client base to include not just individual clients, but to corporate clients as well such as GLC’s, Multinationals and SMEs.
 
SMJ is also one of the founding members of the Malaysian Association of Money Services Business (MAMSB) which represents the money services business nationally.
 
 
SMJ Teratai operation for more than 30 years
We are a part of the Teratai Group which have been in operation for more than 30 years
 
 
 
SMJ remittance services
We offer remittance services to more than 80 countries worldwide.
 
 
 
SMJ services
Over the years, we have set new industry standards by delivering excellent services and offering best prices to our customers
 
 
About SMJ
 
Our Vision  

Our Vision

 
  • To Be The Leading Money Services Business Corporation in South East Asia
 
Our Mission  

Our Mission

 
We Strive To:
 
  • Continually enhance our products, services and standard operation procedures.
  • Diligently provide mutually enriching business prospect for our partners, agents, associates as well as our clients.
  • Persistently provides excellent, convenient and cost-effective services to our valued customers.
  • Build trust and create values to our valued customers
 

Our Core Values

 
 
Commitment

Commitment

SMJ are committed to serve all our stakeholders in meeting the goal and target that have been set.
 
 
 
 
 
Aspiration

Aspiration

We are aspired to serve the needs of everyone that came in contact with us to ensure none is left behind.
 
 
 
 
 
Accomplishment

Accomplishment

We proud ourselves with the accomplishment of providing the best service and obtaining client’s satisfaction.
 
 
 
 
 
Diversity in unity

Diversity in unity

We stand united despite of our differences in thought, style, cultures, ethnicity and experience, this make SMJ stands out from the rest among others.
 
 
 
 
 
Responsibility

Responsibility

Everyone in SMJ are trained to be proactive and responsible in executing task assigned to them in line of their duties.
 
 
 
 
 
Cooperation

Cooperation

Cooperation between various stakeholders are vital and crucial to the growth of the business while ensuring and contributing to the ever-expanding society that we are in.
 
 
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