About Us


SMJ Teratai Profile

SMJ TERATAI SDN BHD is an affiliated member of the Teratai Group of Companies. The Teratai Group was first established in 1979 and had been involved in the foreign currency exchange, tour and travel, budget hotels, construction, food and beverages industries. SMJ was incorporated on 5th January 2006 under the malaysian law to serve the foreign exchange needs of the migrant workers who are the customers of the Teratai Group. I


On 4th June 2009, SMJ was granted the permission to carry out Money Remittance Business by the Bank Negara Malaysia, the malaysian central bank under the Exchange Control Act 1953.


Our vision is to be the leading local remittance operator for the Southeast Asia and East Asia money remittance corridor.


We aim to provide an inexpensive and convenient way for our customers to remit money while offering quality service in an efficient, reliable and secure environment.


We seek to excel in our customer service relationships by continuous innovation and provision of value added services by utilizing advanced technology and business methods.


As at June 2009, we have set up the following 11 outlets located near the industrial and plantation hubs in the state of Johor, Malaysia